Even in those times of frantic pacing and harried lifestyles, you know that you always have the choice to simplify and do less. It is the solution to almost every aspect of our lives.
To simplify is the answer to your financial difficulties: Shop less and spend less. Don’t try to spend more than what you actually earn. Cut back on your bills and decrease your debt. Rather than trying to handle all your bills and expenses, try to simplify. If necessary, have fewer credit cards, of get rid of your credit card if you have to. Eliminate your financial problems so that you